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Credit mistakes standing in your way? Let’s fix that

Our company has 500+ five-star reviews.

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Call now to speak with one of our credit specialists and see how easy it is to fix your credit—starting today!

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Get started today with a FREE credit report assessment

Takes about a minute. A credit specialist will reach out to you.

Get started today with a FREE credit report assessment

Takes about a minute. A credit specialist will reach out to you.

150Point Warranty

Backed by our 150-point warranty in 90 days

We stand behind our work. Ask your credit specialist how the warranty works during your free assessment.

Call 385-360-5858 Ask your credit specialist for the full warranty terms. Individual results vary.

Getting started is simple — just three easy steps

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1. Speak with a Credit Pro

Have a quick consultation to determine how we can best improve your credit — tailored advice, no time wasted.

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2. Start Your Journey

Sign-up is fast and simple. We’ll collect a few details and your credit reports from all three bureaus to get moving.

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3. We Go to Work

Our team challenges creditors and bureaus on your behalf, handling every dispute and document so you don’t have to.

Negative items removed
2,678,301
and counting
Reported balances removed
$107,643,129
removed from client reports to dateˣ

Dispute mistakes on your credit report

✔ Collections

✔ Names

✔ Charge-offs

✔ Addresses

✔ Balances

✔ Bankruptcies

✔ Late Payments

Have questions? Let's talk.

Our credit specialists are ready to help. Call, email, or send us a message and we'll walk you through your options.

Why clients choose 90 Day
One-on-one guidance
Work directly with a credit specialist who knows your file.
All three bureaus
We review your Equifax, Experian, and TransUnion reports.
We handle the disputes
Our team challenges creditors and bureaus and tracks every response.

© 2026 90 Day Credit Experts

ˣThis total represents balances shown on credit-report entries that were removed. Removal from a credit report does not cancel the underlying debt or mean the balance is no longer owed.