Credit Repair Basics: Rebuilding Your Financial Future
Introduction Your credit score is like a financial report card, and it plays a crucial role in your financial life. A good credit score...
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May 5, 20231 min
Credit Building Program
No Credit Score Required. The Responsible Way to Build Credit. 1. Apply for a Credit Builder Account with a Payment Plan that fits your...
May 5, 20231 min
Does Closing a Credit Card Hurt Your Credit Score?
How canceling a card can hurt your score It’s smart to have an idea of what closing the card would do to your credit score before you do...
May 5, 20231 min
4 Easy Tips for Maintaining Good Credit
1. Pay your bills on time Your payment history makes up 35% of your FICO score calculation. We recommend you always pay your bills on...
May 5, 20231 min
How To Review Your Credit Report
Reviewing your credit report is an important step in understanding your creditworthiness and ensuring the accuracy of your credit...
May 5, 20231 min
Tips on Getting a Mortgage Loan
Getting a mortgage loan can be a complex and time-consuming process, but here are some tips to help make it smoother: Check your credit...
May 5, 20231 min
How To Shop Around For The Best Interest Rate
Shopping around for interest rates can help you find the best deal and save you money in the long run. Here are some steps you can take...
May 5, 20231 min
10 Things You May Not Know About Your Credit
Here are some things that you may not know about your credit score: Your credit score is not a fixed number. It can change based on your...
May 5, 20232 min
Debit Cards vs Credit Cards
Debit cards and credit cards are both payment methods that are widely used by consumers. Here are some key differences between them: How...
May 5, 20232 min
Credit Score Myths
There are several myths surrounding credit scores. Here are some of the most common: Closing a credit card account will improve your...
May 5, 20231 min
Do I Need a Perfect Credit Score?
You don't necessarily need a perfect credit score, but having a good credit score can be beneficial in many ways. Your credit score is a...
May 5, 20231 min
How to Protect Yourself From Identity Theft
Identity theft is a serious crime that can result in financial loss, damage to your credit score, and other negative consequences. Here...
May 5, 20231 min
Credit Utilization Tips
Credit utilization is the amount of your credit limit that you're using at any given time. It's an important factor that affects your...
May 4, 20231 min
Best Credit Cards for Bad Credit
Best Credit Cards for Bad Credit PCB Secured Visa® Credit Card https://www.pcbcardnow.com/Apply/740631fb-0c57-4669-af42-4bc648b1ad81?hid=...
May 4, 20231 min
What credit score do you need to buy a house?
What credit score do you need to buy a house? First, let’s talk about credit scores. Your credit score (commonly called a FICO Score) can...
May 4, 20231 min
Do Employers Look at Credit Reports?
Do Employers Look at Credit Reports? When you're looking for a new job, your credit report may be the last thing on your mind. But before...
May 4, 20231 min
How To Get Your Free Annual Credit Reports
How To Get Your Free Annual Credit Reports How do I order my free annual credit reports? The three nationwide credit bureaus — Equifax,...
May 4, 20231 min
Hard Inquiries vs. Soft Inquiries
Hard Inquiries vs. Soft Inquiries The essential difference between a hard inquiry and a soft inquiry is whether or not you gave the...
May 4, 20231 min
Credit Myths You Should Know!
Credit Myths You Should Know 1. Approaching your credit limit will not negatively impact your credit scores. FALSE. Even if you pay off...
May 4, 20231 min
How Credit Scores Work!
How Credit Scores Work A credit score can significantly affect your financial life. It plays a key role in a lender’s decision to offer...
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