Credit Dispute Rejected? Here’s What to Do Next:
If you’ve filed your dispute correctly, the credit bureau will contact the company that reported the information and notify them of the dispute. The source of the information, usually a lender, then reviews its records and tells the credit bureau to update the information, delete the information or verify that it is accurate as reported.
Sandra Bernardo, manager of consumer education at credit bureau Experian, said. “If the results state the information was verified, that means that the creditor did not agree that the information was in error."
But this doesn’t mean it’s a final decision.
Experian concurred: If you keep submitting the same dispute without adding additional evidence, it can be punted back to you and declared “frivolous.” But “if a person has new documentation that verifies their dispute, it would no longer be frivolous and the dispute would be processed. Of course, it would have to be new relevant information,” said Bernardo. Also, if you have an entirely different reason for a dispute for the same account, you can submit the information as many times as you have a different reason.
Trash
Did nothing for me! They lie and don’t fix anything. Just charge 150 a month for 3 months. Then call to say “we can do another three months and maybe get a better score. RUN from this company
If you are looking to increase your scores RUN from this company!!! They are the worst. The dispute letters read as if they written by a second grader. The customer service is POOR!! They will be reported to the BBB.
I'm trying to pay my bill can someone call me thanks