Receive a $750 Guaranteed Credit Line! The merit platinum card is intended for people with less than perfect credit. We do not check your credit report so even if you have bad credit or no history at all, you are still eligible to receive a $750 credit line with Merit Platinum.
No Credit or Employment Check
Instant Approval
Reports to major bureau to help build your credit
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No Credit Score Required. The Responsible Way to Build Credit. 1. Apply for a Credit Builder Account with a Payment Plan that fits your budget 2. Make Monthly Payments Towards Your Savings Goal and Bu
How canceling a card can hurt your score It’s smart to have an idea of what closing the card would do to your credit score before you do it. Credit limits, and how you use them, matter Canceling your
1. Pay your bills on time Your payment history makes up 35% of your FICO score calculation. We recommend you always pay your bills on time and in full, but even if you can only pay the minimum balance
